2026 Data — Verified

Mississippi
Property Tax Guide

Average effective rate 0.54% — median annual bill $947. Pay online, search records and access all 57 county assessor portals.

Mississippi at a Glance — 2024
Avg Effective Rate 0.54%
Median Annual Bill $947
Rate Range 0.31% – 0.92%
National Rank #17 of 50 States
Counties 57

How Property Taxes Work in Mississippi

Property taxes in Mississippi are administered at the county level, not state. This means each county sets its own tax rates, deadlines, and payment methods.

1. Find Your County

Scroll below to locate your county

2. Check Rates & Deadlines

See effective rate and payment due date

3. Pay Online or by Mail

Click to county's payment portal

Official Mississippi Resources

Access state-level portals for tax forms, disputes, and assessor lookups.

How Property Tax Works in Mississippi

In Mississippi, property taxes are levied by local taxing authorities — counties, municipalities, school districts, and special districts — to fund critical public services including K-12 education, road maintenance, emergency services, and local government operations.

01

Assessment

Your county assessor estimates your property's market value. The assessed value used for taxation is often a set percentage (e.g., 100%, 60%, or 25%) of market value, depending on state law.

02

Millage Rate

Local taxing authorities set a millage rate each year based on their budget needs. One mill = $1 of tax per $1,000 of assessed value. Your total rate is the sum of all overlapping jurisdiction levies.

03

Your Bill

Tax = (Assessed Value − Exemptions) × Total Millage Rate. Apply any homestead, senior, or veteran exemptions before multiplying. Bills are typically mailed in fall for the current tax year.

Example Calculation for Mississippi

A home assessed at $300,000 in Mississippi would pay approximately $1,633/year at the state average rate of 0.54%. Use our tax calculator for a precise estimate with your county's rate.

How to Pay Property Tax in Mississippi

Most Mississippi counties now offer secure online payment. Follow these steps to pay without a late penalty:

  1. 1

    Locate Your Tax Bill or Parcel Number

    Your property tax bill arrives by mail from your Mississippi county treasurer, typically between September and November. The parcel or account number on the bill is your lookup key online.

  2. 2

    Visit Your County Treasurer's Official Website

    Navigate to the official county treasurer, tax collector, or assessor website (linked in the county directory below). Avoid third-party payment processors that charge extra fees.

  3. 3

    Verify the Amount Due

    Confirm the tax amount, due date, and any penalties already accrued. Some counties offer discounts for early payment (2–3% if paid in the first installment window).

  4. 4

    Choose a Payment Method

    Most portals accept ACH/eCheck (lowest fee), debit cards, and credit cards. Be aware that card payments typically carry a convenience fee of 2.3–2.9%.

  5. 5

    Save Your Confirmation

    Always save or print your payment confirmation number. It may be needed for mortgage escrow reconciliation or if a payment error occurs.

Missed the Deadline?

Late payments in Mississippi typically incur a penalty of 1–2% per month plus interest. If taxes remain unpaid, the county may eventually place a tax lien on the property. Contact your county treasurer immediately to explore a payment plan.

Mississippi Property Tax Exemptions

Exemptions directly reduce your taxable assessed value, lowering your annual bill. Most Mississippi residents qualify for at least one program.

🏠

Homestead Exemption

Reduces assessed value for your primary residence. Most common exemption — check if you're enrolled.

👴

Senior Citizen Freeze

Many Mississippi counties freeze or cap assessed value increases once you reach age 65.

🎖️

Veterans Exemption

Honorably discharged veterans and surviving spouses may qualify for partial or full exemptions.

Disability Exemption

Residents with qualifying disabilities can apply for reductions through their county assessor.

Pro tip: Exemption applications in Mississippi must usually be filed by a specific annual deadline (often January 1 – April 15). Missing the window means waiting another full year. Full exemption guide →

Think Your Assessment Is Too High?

If your Mississippi county assessed your home above its true market value, you have a legal right to appeal. Most counties allow 30–90 days from the assessment notice date to file a formal protest. A successful appeal with comparable sales data can cut your bill by hundreds of dollars annually.

Mississippi Property Tax — FAQ

The most common questions about Mississippi property taxes, answered with 2024 data.

What is the average property tax rate in Mississippi?
Based on our latest 2024 data, the average effective property tax rate in Mississippi is approximately 0.54%. Rates vary significantly by county — from a low of 0.31% to a high of 0.92% — depending on local school district levies, municipal taxes, and special assessments.
How is property tax calculated in Mississippi?
Property taxes in Mississippi are calculated by multiplying your property's assessed value by the local millage (tax) rate. The county assessor determines assessed value, which is typically a percentage of market value. Your total bill may include levies from the county, municipality, school district, and special districts.
When are property taxes due in Mississippi?
Payment deadlines vary by county within Mississippi. Most counties bill annually or semi-annually; some offer quarterly installments. Select your specific county from the directory below to find official due dates and online payment portals.
Does Mississippi offer homestead exemptions?
Mississippi, like most states, offers homestead exemptions that reduce the taxable value of your primary residence. Additional exemptions are typically available for seniors (age 65+), veterans, and disabled residents. Applications must be filed with your local county assessor by the annual deadline.
How do I pay property taxes online in Mississippi?
Most Mississippi counties offer online payment portals through their official county treasurer or tax collector websites. Find your county in the directory below, then click to access the official payment link. You can typically pay by credit/debit card or ACH bank transfer.
How do I appeal my property tax assessment in Mississippi?
If you believe your property has been over-assessed, you can file a formal appeal — usually called a protest or grievance — with your county board of assessment appeals or appraisal review board. Most counties require the appeal to be filed within 30–90 days of receiving your assessment notice. Evidence such as recent sales of comparable homes strengthens your case.
What is Mississippi's national rank for property tax rates?
Mississippi ranks #17 among all 50 states for average effective property tax rate, based on 2024 county-level data. Rankings reflect the average of county-level effective rates weighted by median home values.

Research Disclaimer

PropertyTax.guide provides Mississippi property tax data for informational and research purposes only. Rates shown are derived from county-level 2024 data and represent averages — your actual bill will vary based on your specific assessed value, applicable exemptions, and local millage rates. This site is not affiliated with any government agency. Always verify payment amounts and due dates with your official county assessor or treasurer.