Verified 2026 City Guide

Luce Property Tax

Access 2026 property tax rates, payment portals, and assessment tools for Luce. Taxes are administered by Spencer County.

Local Rate

N/A

County Avg

0.62%

State Avg

0.01%

City vs. County Jurisdiction

While you live in Luce, property taxes are officially administered by Spencer County. The county handles your assessment, billing, appeals, and exemptions.

Luce Tax Calculator

$

Est. Annual Bill

Rate: % (Spencer County)

How Property Taxes Work in Luce

Property taxes for Luce residents are calculated on the ad valorem principle — your bill is proportional to the fair market value determined by the Spencer County Appraisal District.

Assessment Role

The county assessor determines the value of all real estate in Luce every tax year.

Collection Role

Taxes are collected by the county tax office and distributed to city, school, and special-district funds.

Luce Tax Components

Your annual bill is a combined total of levies from multiple local government entities:

County General Fund Variable Levy
City of Luce Variable Levy
Local Independent School District (ISD) Variable Levy
Emergency Services District Variable Levy

Lowering Your Luce Property Tax Bill

Claim Exemptions

Most homeowners qualify for a Homestead Exemption that significantly reduces the taxable value of your primary residence. Seniors and veterans may qualify for additional relief.

Protest Your Value

If the county assessment exceeds fair market value you can file an appeal with the Appraisal Review Board (ARB). Over 50% of appeals result in a reduction.

2026 Important Deadlines

Assessment Notices

April – May

Protest Deadline

May 15th*

Payment Due

January 31st

*Protest deadlines are generally May 15th or 30 days after your notice was mailed, whichever is later.

Luce Property Tax FAQs

For 2026, property tax rates in Luce vary by parcel. Refer to the Spencer County average rate of 0.61933045356371% as a baseline estimate.

Residents of Luce pay property taxes to the Spencer County Tax Assessor — not a city office. Use the county's official payment portal.

Yes. File a Notice of Protest with the Spencer County Appraisal District within 30 days of receiving your valuation notice. See the county appeal guide for step-by-step instructions.

Spencer County Official

Property tax for Luce is handled at the county level.

💡 Tax Tip

Check for Homestead or Senior exemptions on the Spencer County portal. These can reduce your taxable value by $25,000–$100,000+.